BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken


RE: Skandinaviska Enskilda Banken
    EUR 42,500,000.00
    MATURING: 29/Dec/2006
    ISSUE DATE: 30/Oct/2003
    ISIN: XS0179604151

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
30/Dec/2005 TO 30/Mar/2006 HAS BEEN FIXED AT 2.542000 PCT.

DAY BASIS 90/360

INTEREST PAYABLE VALUE 30/Mar/2006 WILL AMOUNT TO
EUR 635.50 PER EUR 100,000.00 DENOMINATION.
-------------------------------------------

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.

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