Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
    SEK 300,000,000.00
    MATURING: 15/Jan/2008
    ISSUE DATE: 14/Dec/2005
    ISIN: XS0238460553

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
14/Dec/2005 TO 16/Jan/2006 HAS BEEN FIXED AT 1.812000 PCT

DAY BASIS 33/360

INTEREST PAYABLE VALUE 16/Jan/2006 WILL AMOUNT TO:
SEK 1,661.00 PER SEK 1,000,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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