Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
SEK 700,000,000.00
MATURING: 09-Feb-2006
ISSUE DATE: 09-Feb-2004
ISIN: XS0185746830

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
09-Aug-2005 TO 09-Nov-2005 HAS BEEN FIXED AT 1.678000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 09-Nov-2005 WILL AMOUNT TO:
SEK 4,288.22 PER SEK 1,000,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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