NIBC Bank N.V.




RE: N.I.B.C. Bank N.V.
    EUR 800,000,000.00
    MATURING: 05-Feb-2012
    ISSUE DATE: 05-Feb-2007
    ISIN: XS0285176706

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
06-Aug-2007 TO 05-Nov-2007 HAS BEEN FIXED AT 4.481000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 05-Nov-2007 WILL AMOUNT TO:
EUR 11.33 PER EUR 1,000.00 DENOMINATION

EUR 566.35 PER EUR 50,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855
FAX: 44 20 7508 3866
Email: rate.fixing@citigroup.com
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