The New and Improved Emerald Advance(SM) Loan Provides a Little Breathing Room This Holiday Season with a Loan of up to $1,300
08 November 2023 - 2:46PM
As the holidays approach and inflation stretches budgets to the
limit, H&R Block (NYSE: HRB) today announced the launch of the
new and improved H&R Block Emerald Advance® Loan1, which
provides qualifying individuals with up to $1,300 the same day they
apply.
Anyone can apply for the Emerald Advance Loan through Dec. 31.
To get started, individuals can make an appointment online at
HRBlock.com to meet with an H&R Block associate at one of
nearly 4,000 participating H&R Block offices who will guide
them through the application process. And those who are approved
can leave with funds on an Emerald Card®2 or deposited to their
Spruce account3.
“We have completely reimagined the Emerald Advance Loan to
remove the annual fee and provide more flexibility for repayment to
ensure it helps individuals when they need it most,” said John
Thompson, Vice President, Financial Services at H&R Block.
“During this time of year, we see many of our customers who want to
provide a memorable experience for their families. An Emerald
Advance Loan could help them do that.”
The Emerald Advance Loan has no application fee,
and checking eligibility won’t impact a customer’s credit. With no
monthly payments—and no payments required until March 31,
2024—approved customers now have more flexibility to pay what they
can when they can. They simply must pay the loan in full by March
31, 2024. There are convenient repayment options, including using a
debit card, check, or money order. And for those who file their
taxes with H&R Block this upcoming tax season, the loan can
conveniently be paid back with a tax refund.
“Earlier this year, Fortune recognized H&R Block as one of
America’s Most Innovative Companies because of the work we are
doing to improve services and experiences that bring value to our
clients and communities,” said Les Whiting, Chief Financial
Services Officer at H&R Block. “The Emerald Advance Loan is
part of an extensive portfolio of products demonstrating how
H&R Block empowers its customers with convenient financial
tools year-round that ease financial burden.”
1H&R Block Emerald Advance® Loan originated
by Pathward®, N.A., Member FDIC. Subject to eligibility and credit
approval. Annual Percentage Rate (APR) is 35.9%. Loan amounts vary
from $350-$1300. If approved, loan proceeds will be disbursed as
directed to prepaid card or checking account at Pathward.
Additional terms and conditions apply, see account agreements for
details. Offered for a limited time at participating locations.
2H&R Block Emerald Prepaid Mastercard® is
issued by Pathward®, N.A., Member FDIC, pursuant to license by
Mastercard. Mastercard and the circles design are registered
trademarks of Mastercard International Incorporated. Additional
fees, terms and conditions apply; consult your Cardholder Agreement
for details. ©2023 HRB Tax Group, Inc.
3The Spruce℠ Spending Account is established at,
and the Spruce debit card is issued by, Pathward®, N.A., Member
FDIC, pursuant to license by Mastercard International Incorporated.
Mastercard® is a registered trademark, and the circles design is a
trademark of Mastercard International Incorporated.
About H&R BlockH&R Block, Inc. (NYSE:
HRB) provides help and inspires confidence in its clients and
communities everywhere through global tax preparation services,
financial products, and small-business solutions. The company
blends digital innovation with human expertise and care as it helps
people get the best outcome at tax time and also be better with
money using its mobile banking app, Spruce. Through Block Advisors
and Wave, the company helps small-business owners thrive with
year-round bookkeeping, payroll, advisory, and payment processing
solutions. For more information, visit H&R Block News.
For Further Information
Media
Relations: |
Heather
Woodard, (660) 864-3836, heather.woodard@hrblock.com |
|
Lexi Ryan, (816) 877-7076, lexi.ryan@hrblock.com |
|
|
Investor Relations: |
Michaella Gallina, (816)
854-3022, michaella.gallina@hrblock.com |
|
Jordyn Eskijian, (816)
854-5674, jordyn.eskijian@hrblock.com |
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