QuestSoft, a provider of Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) compliance solutions and geocoding services, announced the integration of HMDA RELIEF, the company's flagship Windows(R)-based HMDA compliance software, with INTERLINQ(R) E3(R), a loan production platform from Harland Financial Solutions, Inc., a wholly owned subsidiary of John H. Harland Company (NYSE: JH). The interface continues to build on and strengthen the alliance between Harland Financial Solutions and QuestSoft by seamlessly integrating more than 70 key HMDA and Fair Lending fields from INTERLINQ E3 to HMDA RELIEF, including new fields QuestSoft added to help lenders combat false fair-lending accusations. This integration enables lenders to originate loans with INTERLINQ E3, while automatically using HMDA RELIEF to ensure compliance with the latest HMDA regulations and monitor Fair Lending practices. This combined solution reduces errors, improves internal efficiencies and speeds up the reporting process for banks, credit unions and other mortgage lenders, regardless of size. The new interface also allows INTERLINQ E3 users to track and verify customer addresses with QuestSoft's Instant Geocoder software, check for and correct dozens of common HMDA reporting errors automatically and instantly produce more than 30 graphically detailed analysis reports on HMDA and Fair Lending data. The platform relies on the latest HMDA specifications including rate-spread calculations, ethnicity codes and pre-approval statuses. "The interface helps INTERLINQ E3 customers reduce the likelihood or errors during HMDA reporting, while decreasing the time and resources required to ensure HMDA compliance," said Joe Filoseta, vice president of Business Development for Harland Financial Solutions' Mortgage Solutions Group. "The features of E3 make this and other supply-chain business-partner integrations a key driver of increased productivity and improved production pull-through." "The HMDA RELIEF interface for E3 is a joint effort to provide E3 customers with comprehensive HMDA compliance options that further boost the accuracy of HMDA submissions," said Leonard Ryan, president of QuestSoft. "The difference is deeper integration than is typical and meticulous efforts in field mapping by Harland Financial Solutions." About Harland Financial Solutions Harland Financial Solutions (www.harlandfinancialsolutions.com) supplies software and services to thousands of financial institutions of all sizes, offering its solutions in both an in-house and service bureau environment. Harland Financial Solutions is a leader in core systems, item processing, payment processing, electronic document management, financial accounting systems, electronic documents, deposit & loan origination, customer relationship management, compliance training, branch automation, check & MICR printing, mortgage lending, and solution consulting. About Harland Atlanta-based John H. Harland Company (NYSE: JH) (www.harland.net) is listed on the New York Stock Exchange under the symbol "JH." Harland is a leading provider of software and printed products to the financial institution market. Harland's software solutions include deposit & loan origination, platform, teller, call-center, mortgage, business intelligence, core systems and customer relationship management systems. Harland's printed products offerings include checks, direct marketing and financial forms. Scantron Corporation (www.scantron.com), a wholly owned subsidiary, is a leading provider of software services and systems for the collection, management and interpretation of data to the financial, commercial and educational markets. About QuestSoft Laguna Hills, Calif.-based QuestSoft is a compliance software development firm specializing in the Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), and automated compliance services to more than 1,500 banks, credit unions and mortgage companies nationwide. In addition, the company has received recognition for its many technological accomplishments. For more information about QuestSoft and its products, visit the company's Web site at www.questsoft.com.
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