Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
    EUR 750,000,000.00
    MATURING: 06/Oct/2014
    ISSUE DATE: 06/Oct/2004
    ISIN: XS0201857595

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
06/Oct/2005 TO 06/Jan/2006 HAS BEEN FIXED AT 2.431000 PCT.

DAY BASIS 92/360

INTEREST PAYABLE VALUE 06/Jan/2006 WILL AMOUNT TO
EUR 6.21 PER EUR 1,000.00 DENOMINATION.
EUR 62.13 PER EUR 10,000.00 DENOMINATION.
EUR 621.26 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.
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