Tompkins Financial Corporation (NYSEMKT:TMP)
Tompkins Financial Corporation reported net income of $14.2
million for the first quarter of 2016, an increase of 11.8% from
the $12.7 million reported for the same period in 2015. Diluted
earnings per share were $0.94 for the first quarter of 2016, an
11.9% increase from $0.84 reported for the first quarter of
2015.
President and CEO, Stephen S. Romaine said, "We are excited to
start off the new year with the best first quarter earnings results
in our history. Solid loan growth, coupled with a stabilizing net
interest margin, have been key drivers of growth over the prior
year. At the same time, we have seen continued improvement in
credit quality trends, with nonperforming assets improved from
already low levels.”
SELECTED HIGHLIGHTS FOR FIRST QUARTER:
- Net interest income of $44.0 million
was up 6.8% from the same period last year.
- Net interest margin has remained
relatively stable over the past four quarters.
- Total loans of $3.8 billion were up
11.5% over the same period in 2015.
- Tangible book value per share was up
8.6% compared to the same period last year (refer to Non-GAAP
measures).
- Credit quality continues to improve
with nonperforming assets down 13.5% compared to the first quarter
of 2015.
NET INTEREST INCOME
Net interest income of $44.0 million for the first quarter of
2016 increased 6.8% compared to the same period in 2015, and was up
1.4% compared to the fourth quarter of 2015. Growth in net interest
income was largely driven by growth in average loans of $392.9
million (11.6%) since the first quarter of 2015; and $103.7 million
(2.8%) since the fourth quarter of 2015. The net interest margin
was 3.36% for the first quarter of 2016, down from 3.45% for the
same period last year, but has remained relatively stable over the
past four quarters.
NONINTEREST INCOME
Noninterest income represented 28.4% of total revenues in the
first quarter of 2016, compared to 30.0% in 2015. Noninterest
income of $17.5 million was consistent with the same period prior
year, and was down 2.3% compared to the most recent prior
quarter.
NONINTEREST EXPENSE
Noninterest expense was $39.5 million for the first quarter of
2016, which was consistent with the same period last year and the
fourth quarter of 2015. Salaries and wages were up 8.1% compared to
same quarter last year, which was partially offset by lower pension
and employee benefits costs.
ASSET QUALITY
Asset quality trends continued to improve in the first quarter
of 2016. Nonperforming assets were down 13.5% compared to the first
quarter in 2015, and down 7.8% compared to the prior quarter end.
Nonperforming assets represented 0.39% of total assets at March 31,
2016, down from 0.43% at December 31, 2015. Nonperforming asset
levels continue to be well below the most recent Federal Reserve
Board Peer Group Average1 of 0.90%.
Provision for loan and lease losses was $855,000 for the first
quarter of 2016, up from $209,000 one year ago. Net charge-offs for
the first quarter of 2016 were $329,000 compared to net recoveries
of $279,000 reported in the first quarter 2015.
The Company’s allowance for originated loan and lease losses
totaled $32.0 million at March 31, 2016, and represented 0.95% of
total originated loans at March 31, 2016. The ratio is unchanged
from the most recent prior quarter and is down from 0.99% one year
ago. The total allowance represented 156.88% of total nonperforming
loans and leases at March 31, 2016, up from 146.7% at December 31,
2015, and 145.11% at March 31, 2015.
CAPITAL POSITION
Capital ratios remain well above the regulatory well capitalized
minimums. Tier 1 capital to average assets of 8.79%, compared to
8.82% reported for December 31, 2015, and 8.85% at March 31, 2015.
Total Capital to risk-weighted assets improved from 13.03% at
December 31, 2015 to 13.18% at March 31, 2016.
ABOUT TOMPKINS FINANCIAL CORPORATION
Tompkins Financial Corporation is a financial services company
serving the Central, Western, and Hudson Valley regions of New York
and the Southeastern region of Pennsylvania. Headquartered in
Ithaca, NY, Tompkins Financial is parent to Tompkins Trust Company,
Tompkins Bank of Castile, Tompkins Mahopac Bank, Tompkins VIST
Bank, Tompkins Insurance Agencies, Inc., and offers wealth
management services through Tompkins Financial Advisors. For more
information on Tompkins Financial, visit
www.tompkinsfinancial.com.
"Safe Harbor" Statement under the Private Securities
Litigation Reform of 1995:
This press release may include forward-looking statements with
respect to revenue sources, growth, market risk, and corporate
objectives. The Company assumes no duty, and specifically disclaims
any obligation, to update forward-looking statements, and cautions
that these statements are subject to numerous assumptions, risks,
and uncertainties, all of which could change over time. Actual
results could differ materially from forward-looking
statements.
TOMPKINS FINANCIAL
CORPORATION CONDENSED CONSOLIDATED STATEMENTS OF
CONDITION (In thousands, except share and per share
data) (Unaudited)
As of As of ASSETS
03/31/2016 12/31/2015
Cash and noninterest bearing balances due from banks $
53,637
$
56,261 Interest bearing balances due from banks 1,877
1,996
Cash and Cash Equivalents
55,514 58,257 Trading securities, at fair
value 7,023 7,368
Available-for-sale securities, at fair
value (amortized cost of $1,415,577 at March 31, 2016 and
$1,390,255 at December 31, 2015)
1,431,709 1,385,684
Held-to-maturity securities, at amortized
cost (fair value of $150,139 at March 31, 2016 and $146,686 at
December 31, 2015)
145,010 146,071 Originated loans and leases, net of unearned income
and deferred costs and fees (2) 3,370,791 3,310,768 Acquired loans
and leases, covered (3) 12,737 14,031 Acquired loans and leases,
non-covered (3) 437,385 447,243 Less: Allowance for loan and lease
losses 32,530 32,004
Net
Loans and Leases 3,788,383 3,740,038 FDIC
indemnification asset 147 158 Federal Home Loan Bank stock 25,727
29,969 Bank premises and equipment, net 60,237 60,331 Corporate
owned life insurance 76,410 75,792 Goodwill 92,617 91,792 Other
intangible assets, net 13,233 12,448 Accrued interest and other
assets 68,961 82,087
Total Assets $ 5,764,971
$
5,689,995 LIABILITIES Deposits:
Interest bearing: Checking, savings and money market 2,574,523
2,401,519 Time 887,142 855,133 Noninterest bearing
1,093,563 1,138,654
Total
Deposits 4,555,228 4,395,306
Federal funds purchased and securities
sold under agreements to repurchase
116,551 136,513
Other borrowings, including certain
amounts at fair value of $10,518 at March 31, 2016 and $10,576 at
December 31, 2015
455,341 536,285 Trust preferred debentures 37,552 37,509 Other
liabilities 60,406 67,916
Total Liabilities $ 5,225,078
$
5,173,529 EQUITY Tompkins Financial
Corporation shareholders' equity:
Common Stock - par value $.10 per share:
Authorized 25,000,000 shares; Issued: 15,059,686 at March 31, 2016;
and 15,015,594 at December 31, 2015
1,506 1,502 Additional paid-in capital 353,846 350,823 Retained
earnings 205,031 197,445 Accumulated other comprehensive loss
(18,341 ) (31,001 )
Treasury stock, at cost – 111,924 shares
at March 31, 2016, and 116,126 shares at December 31, 2015
(3,634 ) (3,755 )
Total Tompkins Financial Corporation
Shareholders’ Equity 538,408 515,014
Noncontrolling interests 1,485 1,452
Total Equity $ 539,893
$
516,466 Total Liabilities and Equity
$ 5,764,971
$
5,689,995 TOMPKINS FINANCIAL CORPORATION
CONDENSED CONSOLIDATED STATEMENTS OF INCOME Three
Months Ended (In thousands, except per share data) (Unaudited)
03/31/2016 03/31/2015 INTEREST AND
DIVIDEND INCOME Loans $ 40,487 $ 37,376 Due from banks 2 1
Trading securities 81 94 Available-for-sale securities 7,531 7,814
Held-to-maturity securities 911 596 Federal Home Loan Bank stock
and Federal Reserve Bank stock 297 347
Total Interest and Dividend Income
49,309 46,228 INTEREST
EXPENSE Time certificates of deposits of $250,000 or more 390
335 Other deposits 2,209 2,286 Federal funds purchased and
securities sold under agreements to repurchase 666 670 Trust
preferred debentures 589 570 Other borrowings 1,417
1,139
Total Interest Expense
5,271 5,000 Net
Interest Income 44,038
41,228 Less: Provision for loan and lease losses
855 209
Net Interest Income
After Provision for Loan and Lease Losses
43,183 41,019 NONINTEREST
INCOME Insurance commissions and fees 7,562 7,370 Investment
services income 3,786 4,007 Service charges on deposit accounts
2,264 2,157 Card services income 1,941 1,818 Mark-to-market loss on
trading securities (46 ) (63 ) Mark-to-market gain on liabilities
held at fair value 57 41 Other income 1,707 2,026 Gain on sale of
available-for-sale securities 232 290
Total Noninterest Income 17,503
17,646 NONINTEREST EXPENSES
Salaries and wages 18,989 17,568 Pension and other employee
benefits 5,283 5,994 Net occupancy expense of premises 3,148 3,339
Furniture and fixture expense 1,689 1,450 FDIC insurance 822 741
Amortization of intangible assets 527 507 Other operating expense
9,048 10,093
Total
Noninterest Expenses 39,506
39,692 Income Before Income Tax Expense
21,180 18,973 Income
Tax Expense 6,967 6,260
Net Income attributable to Noncontrolling Interests and Tompkins
Financial Corporation 14,213
12,713 Less: Net income attributable to
noncontrolling interests 33 33
Net Income Attributable to Tompkins Financial Corporation
$ 14,180 $ 12,680
Basic Earnings Per Share $ 0.95 $
0.85 Diluted Earnings Per Share $
0.94 $ 0.84 Average
Consolidated Statements of Condition and Net Interest Analysis
(Unaudited)
Year to Date Period Ended Year to Date Period
Ended March 31, 2016
March 31, 2015 Average Average Balance Average Balance
Average (Dollar amounts in thousands) (YTD) Interest
Yield/Rate (YTD) Interest Yield/Rate
ASSETS
Interest-earning assets Interest-bearing balances due from banks $
2,094 $ 2 0.38 % $ 1,388 $ 1 0.29 % Securities (4) U.S. Government
securities 1,458,755 7,903 2.18 % 1,435,574 7,853 2.22 % Trading
securities 7,248 81 4.49 % 8,858 94 4.30 % State and municipal (5)
97,631 838 3.45 % 88,304 870 4.00 % Other securities (5)
3,686 31 3.38 % 3,764 30 3.23 %
Total securities 1,567,320 8,853 2.27 % 1,536,500 8,847 2.34 %
FHLBNY and FRB stock 27,799 298 4.31 % 20,765 347 6.78 %
Total loans and leases, net of unearned income (5)(6)
3,791,207 41,185 4.37 % 3,398,319
37,954 4.53 %
Total interest-earning assets
5,388,420 50,338 3.76 %
4,956,972 47,149 3.86
% Other assets 341,851 358,030
Total
assets 5,730,271 5,315,002
LIABILITIES & EQUITY Deposits Interest-bearing
deposits Interest bearing checking, savings, & money market
2,533,185 956 0.15 % 2,348,973 990 0.17 % Time deposits
868,095 1,643 0.76 % 905,981 1,631
0.73 % Total interest-bearing deposits 3,401,280 2,599 0.31
% 3,254,954 2,621 0.33 % Federal funds purchased &
securities sold under agreements to repurchase 126,262 666 2.12 %
142,359 670 1.91 % Other borrowings 502,319 1,417 1.13 % 347,690
1,139 1.33 % Trust preferred debentures 37,524 589
6.31 % 37,352 570 6.19 %
Total
interest-bearing liabilities 4,067,385 5,271
0.52 % 3,782,355 5,000 0.54
% Noninterest bearing deposits 1,067,638 973,212
Accrued expenses and other liabilities 66,934 62,388
Total
liabilities 5,201,957 4,817,955 Tompkins Financial
Corporation Shareholders’ equity 526,846 495,579 Noncontrolling
interest 1,468 1,468
Total equity 528,314
497,047 Total liabilities and equity $
5,730,271 $ 5,315,002 Interest rate spread
3.24 % 3.32 % Net
interest income/margin on earning assets
45,067 3.36
% 42,149 3.45 % Tax Equivalent
Adjustment
(1,029 ) (921 )
Net interest income per consolidated financial statements
$ 44,038
$ 41,228 Tompkins Financial
Corporation - Summary Financial Data (Unaudited)
(In thousands, except per share data)
Quarter-Ended
Year-Ended
Mar-16 Dec-15 Sep-15 Jun-15
Mar-15 Dec-15
Period End Balance Sheet
Securities $ 1,583,742 $ 1,539,123 $
1,542,332 $ 1,536,374 $ 1,555,597 $ 1,539,123
Originated loans and leases, net of unearned income and
deferred costs and fees (2) 3,370,791
3,310,768 3,149,386 3,013,968
2,898,533 3,310,768 Acquired loans and
leases (3) 450,122 461,274
484,927 507,963 529,024
461,274 Allowance for loan and lease losses 32,530
32,004 30,965 30,091
29,485 32,004 Total assets
5,764,971 5,689,995 5,594,718
5,436,136 5,357,533
5,689,995 Total deposits 4,555,228
4,395,306 4,437,073 4,204,089
4,282,766 4,395,306 Federal funds
purchased and securities sold under agreements to repurchase
116,551 136,513 134,941
131,063 135,769 136,513 Other
borrowings 455,341 536,285
398,946 493,326 330,850
536,285 Trust preferred debentures 37,552
37,509 37,466 37,423
37,380 37,509 Total common equity
538,408 515,014 516,409
503,877 502,811 515,014
Total equity 539,893 516,466
517,959 505,394 504,296
516,466
Average Balance Sheet
Average earning assets $ 5,388,420 $ 5,260,979
$ 5,138,665 $ 5,038,586 $ 4,956,972 $
5,099,743 Average assets 5,730,271
5,624,351 5,486,645 5,391,114
5,315,002 5,455,214 Average
interest-bearing liabilities 4,067,385
3,930,707 3,856,025 3,835,430
3,782,355 3,851,549 Average equity
528,314 518,529 509,518
505,667 497,047 507,754
Share data
Weighted average shares
outstanding (basic) 14,760,276 14,719,394
14,739,915 14,751,844
14,701,397 14,728,193 Weighted average shares
outstanding (diluted) 14,905,919 14,869,103
14,866,735 14,878,107
14,837,935 14,863,026 Period-end shares
outstanding 15,023,776 14,979,684
14,905,576 14,942,107 14,962,079
14,979,684 Common equity book value per share
$ 35.84 $ 34.38 $ 34.65 $ 33.72 $ 33.61
$ 34.38 Tangible book value per share (Non-GAAP) $
28.85 $ 27.48 $ 27.64 $ 26.71 $ 26.56
$ 27.48
Income Statement
Net interest income $ 44,038 $ 43,437 $ 42,386
$ 41,330 $ 41,228 $ 168,381 Provision
(Credit) for loan/lease losses 855 1,533
281 922 209
2,945 Noninterest income 17,503 17,910
17,422 18,962 17,646
71,940 Noninterest expense 39,506
39,370 37,882 32,918
39,692 149,862 Income tax
expense 6,967 6,557 7,115
9,030 6,260 28,962 Net
income attributable to Tompkins Financial Corporation 14,180
13,854 14,497 17,390
12,680 58,421 Noncontrolling
interests 33 33 33
32 33 131 Basic earnings per
share (9) $ 0.95 $ 0.93 $ 0.97 $ 1.16 $
0.85 $ 3.91 Diluted earnings per share (9) $ 0.94
$ 0.92 $ 0.96 $ 1.15 $ 0.84 $
3.87
Nonperforming Assets
Originated nonaccrual loans and leases $ 12,671 $ 13,506
$ 14,821 $ 14,566 $ 13,811 $ 13,506
Acquired nonaccrual loans and leases 4,145
4,331 4,908 5,030
4,683 4,331 Originated loans and leases 90
days past due and accruing 57 58
57 58 236 58
Troubled debt restructurings not included above 3,862
3,915 3,465 1,939
1,589 3,915 Total nonperforming loans and
leases 20,735 21,810 23,251
21,593 20,319 21,810
OREO (8) 1,865 2,692
3,188 2,570 5,816 2,692
Total nonperforming assets $ 22,600 $ 24,502 $
26,439 $ 24,163 $ 26,135 $ 24,502
Quarter-Ended Year-Ended Delinquency -
Originated loan and lease portfolio Mar-16 Dec-15
Sep-15 Jun-15 Mar-15 Dec-15 Loans and
leases 30-89 days past due and accruing (2) $ 2,519 $ 3,280
$ 3,550 $ 3,315 $ 2,438 $ 3,280
Loans and leases 90 days past due and accruing (2) 57
58 57 58 236
58 Total originated loans and leases past due
and accruing (2) 2,576 3,338
3,607 3,373 2,674 3,338
Delinquency - Acquired loan and lease
portfolio Covered loans and leases 30-89 days past due and
accruing (3)(7) $ 1 $ 276 $ 309 $ 455 $
547 $ 276 Covered loans and leases 90 days or more
past due and accruing (3)(7) 469 524
508 674 682 524
Non-covered loans and leases 30-89 days past due and
accruing (3)(7) 1,038 933 1,028
917 2,546 933
Non-covered loans and leases 90 days past due and accruing (3)(7)
1,446 1,991 2,069
3,031 2,811 1,991 Total acquired
loans and leases past due and accruing 2,954
3,724 3,914 5,077 6,586
3,724 Total loans and leases past due and
accruing $ 5,530 $ 7,062 $ 7,521 $ 8,450
$ 9,260 $ 7,062
Allowance for Loan
Losses - Originated loan and lease portfolio Balance at
beginning of period $ 31,312 $ 30,450 $ 29,428
$ 28,690 $ 28,156 $ 28,156 Provision for loan
and lease losses 872 1,185 173
769 340 2,467 Net
loan and lease charge-offs (recoveries) 203
323 (849 ) 31 (194 ) (689
) Allowance for loan and lease losses (originated 31,981
31,312 30,450 29,428 28,690 31,312
loan portfolio) - balance at end of period $ $ $ $ $ $
Allowance for Loan Losses - Acquired loan and lease
portfolio Balance at beginning of period $ 692 $ 515
$ 663 $ 795 $ 841 $ 841
Provision (Credit) for loan and lease losses (17 )
348 108 153 (131 )
478 Net loan and lease charge-offs (recoveries) 126
171 256 285
(85 ) 627 Allowance for loan and lease losses
(acquired loan portfolio) - balance at end of period 549
692 515 663
795 692
Total
allowance for loan and lease losses $ 32,530 $ 32,004
$ 30,965 $ 30,091 $ 29,485 $ 32,004
Loan Classification - Originated Portfolio
Special Mention $ 20,388 $ 19,657 $
25,133 $ 25,706 $ 34,965 $ 19,657
Substandard 18,026 18,186 19,937
21,600 19,150 18,186
Loan Classification - Acquired Portfolio
Special Mention 534 540
1,446 1,589 5,053
540 Substandard 17,445 17,007
23,683 21,932 21,752
18,238
Loan Classifications - Total Portfolio
Special Mention 20,922
20,197 26,579 27,295
40,018 20,197 Substandard 35,471
35,193 43,620 43,532
40,902 36,424
RATIO
ANALYSIS Quarter-Ended Year-Ended
Credit Quality Mar-16 Dec-15 Sep-15
Jun-15 Mar-15 Dec-15 Nonperforming loans and
leases/total loans and leases (7) 0.54 % 0.58 %
0.64 % 0.61 % 0.59 % 0.58 %
Nonperforming assets/total assets 0.39 % 0.43 %
0.47 % 0.44 % 0.49 % 0.43 % Allowance
for originated loan and lease losses/total originated loans and
leases 0.95 % 0.95 % 0.97 % 0.98 %
0.99 % 0.95 % Allowance/nonperforming loans and
leases 156.88 % 146.74 % 133.18 %
139.36 % 145.11 % 146.74 % Net loan and lease losses
(recoveries) annualized/total average loans and leases 0.03
% 0.05 % (0.07 %) 0.04 % (0.03 %)
(0.00 %)
Capital Adequacy (period-end)
Tier 1 capital / average assets * 8.79 %
8.82 % 8.89 % 8.92 % 8.85 % 8.82
% Total capital / risk-weighted assets * 13.18 %
13.03 % 13.29 % 13.46 % 13.37 % 13.03 %
*Beginning with March 31, 2015, ratios are calculated utilizing
Basel III regulatory capital framework
Profitability
Return on average assets * 0.99 %
0.98 % 1.05 % 1.29 % 0.97 % 1.07
% Return on average equity * 10.77 % 10.63 %
11.29 % 13.79 % 10.35 % 11.51 % Net interest
margin (TE) * 3.36 % 3.35 % 3.35 % 3.37
% 3.45 % 3.38 % * Quarterly ratios have been
annualized
Tompkins Financial Corporation -
Summary Financial Data (Unaudited) - continued
NON-GAAP MEASURES This press release contains
financial information determined by methods other than in
accordance with accounting principles generally accepted in the
United States of America (GAAP). Where non-GAAP disclosures are
used in this press release, the comparable GAAP measure, as well as
reconciliation to the comparable GAAP measure, is provided in the
accompanying tables. Management believes that these non-GAAP
measure provide useful information. Non-GAAP measures should not be
considered a substitute for financial measures determined in
accordance with GAAP and investors should consider the Company's
performance and financial condition as reported under GAAP and all
other relevant information when assessing the performance or
financial condition of the Company. See "Tompkins Financial
Corporation - Summary Financial Data (Unaudited)" tables for
Non-GAAP related calculations.
Quarter-Ended
Year-Ended
Non-GAAP Disclosure - Adjusted Diluted Earnings Per Share
Mar-16
Dec-15
Sep-15
Jun-15
Mar-15
Dec-15
Net income available to common shareholders $ 14,180 $
13,854 $ 14,497 $ 17,390 $ 12,680 $
58,421 Less: Dividends and undistributed earnings
allocated to unvested restricted stock awards 224
229 189 234
182 834 Adjusted net income available to
common shareholders 13,956 13,625
14,308 17,156 12,498
57,587 Gain on pension plan curtailment (net
of tax) 0 0 0
(3,602 ) 0 (3,602 ) Net operating
income (Non-GAAP) 13,956 13,625
14,308 13,554 12,498
54,349 Weighted average shares outstanding (diluted)
14,905,919 14,869,103 14,866,735
14,878,107 14,837,935
14,863,026 Adjusted diluted earnings per share
(Non-GAAP) (9) $ 0.94 $ 0.92 $ 0.96 $ 0.91
$ 0.84 $ 3.66
Non-GAAP Disclosure - Tangible Book
Value Per Share
Total common equity $ 538,408 $ 515,014 $
516,409 $ 503,877 $ 502,811 $ 515,014
Less: Goodwill and intangibles (10) 104,987
103,347 104,349 104,845
105,344 103,347 Tangible common
equity 433,421 411,667 412,060
399,032 397,467
411,667 Ending shares outstanding 15,023,776
14,979,684 14,905,576 14,942,107
14,962,079 14,979,684
Tangible book value per share (Non-GAAP) $ 28.85 $ 27.48
$ 27.64 $ 26.71 $ 26.56 $ 27.48
(1) Federal Reserve peer ratio as of December 31, 2015,
includes banks and bank holding companies with consolidated assets
between $3 billion and $10 billion. (2) "Originated" equals loans
and leases not included by definition in "acquired loans".
(3)"Acquired Loans and Leases" equals loans and leases acquired at
fair value, accounted for in accordance with FASB ASC Topic 805.
"Covered Loans" are loans for which the Company will share losses
with the FDIC and consist of loans VIST Bank acquired as part of an
FDIC-assisted transaction during the fourth quarter of 2010. (4)
Average balances and yields on available-for-sale securities are
based on historical amortized cost. (5) Interest income includes
the tax effects of taxable-equivalent basis. (6) Nonaccrual loans
are included in the average asset totals presented above. Payments
received on nonaccrual loans have been recognized as disclosed in
Note 1 of the Company's consolidated financial statements included
in Part I of the Company's annual report on Form 10-K for the
fiscal year ended December 31, 2015. (7) Certain acquired loans and
leases that are past due are not on nonaccrual and are not included
in nonperforming loans. The risk of credit loss on these loans has
been considered by virtue of the Corporation's estimate of
acquisition-date fair value and these loans are considered accruing
as the Corporation primarily recognizes interest income through
accretion of the difference between the carrying value of these
loans and their expected cash flows. (8) Includes all other real
estate owned, including those balances acquired through business
combinations. (9)Earnings per share year-to-date may not equal the
sum of the quarterly earnings per share as a result of rounding of
average shares. (10) "Goodwill and intangibles" equal Total
Intangible Assets less Mortgage Servicing Rights in the above
tables.
View source
version on businesswire.com: http://www.businesswire.com/news/home/20160422005242/en/
Tompkins Financial CorporationStephen S. Romaine, President
& CEOFrancis M. Fetsko, Executive VP, CFO &
COO(888)503-5753
Tompkins Financial (AMEX:TMP)
Historical Stock Chart
Von Jun 2024 bis Jul 2024
Tompkins Financial (AMEX:TMP)
Historical Stock Chart
Von Jul 2023 bis Jul 2024