FORM 5
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
[ ] Form 3 Holdings Reported
[ ] Form 4 Transactions Reported
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

                                                                                  

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OMB Number: 3235-0362
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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

BOYCE DAVID S

2. Issuer Name and Ticker or Trading Symbol

TOMPKINS FINANCIAL CORP [TMP]

5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

_____ Director                      _____ 10% Owner
__ X __ Officer (give title below)      _____ Other (specify below)
EVP, Pres. & CEO Tompkins Ins.

(Last)          (First)          (Middle)

TOMPKINS FINANCIAL CORPORATION,  P O BOX 460

3. Statement for Issuer's Fiscal Year Ended (MM/DD/YYYY)
12/31/2012 
(Street)

ITHACA, NY 14851

(City)        (State)        (Zip)
4. If Amendment, Date Original Filed (MM/DD/YYYY)

 
6. Individual or Joint/Group Filing (Check Applicable Line)

_ X _ Form Filed by One Reporting Person
___ Form Filed by More than One Reporting Person


Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Trans. Date 2A. Deemed Execution Date, if any 3. Trans. Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Amount (A) or (D) Price
Common Stock                 10590   D    
Common Stock                 315   (1) I   by 401(k)/ISOP  
Common Stock                 1175   (1) I   by ESOP  

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Trans. Date 3A. Deemed Execution Date, if any 4. Trans. Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
6. Date Exercisable and Expiration Date
(MM/DD/YYYY)
7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
(A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Incentive Stock Option (Right to Buy)   $25.7818                   (2) 7/24/2011   Common Stock   0     0   D    
Incentive Stock Option (Right to Buy)   $29.30                   (2) 9/30/2012   Common Stock   0     0   D    
Incentive Stock Option (Right to Buy)   $35.7636                   (2) 5/3/2014   Common Stock   5325     5325   D    
Incentive Stock Option (Right to Buy)   $38.5364                   (3) 1/23/2016   Common Stock   6639     6639   D    
Incentive Stock Option (Right to Buy)   $37.2727                   (3) 11/29/2017   Common Stock   5774     5774   D    
Non-qualified Stock Option (Right to Buy)   $35.7636                   (2) 5/3/2014   Common Stock   3657     3657   D    
Non-qualified Stock Option (Right to Buy)   $38.5364                   (3) 1/23/2016   Common Stock   3042     3042   D    
Non-qualified Stock Option (Right to Buy)   $37.2727                   (3) 11/29/2017   Common Stock   5227     5227   D    
Stock Appreciation Rights (SAR)   $41.7091                   (4) 9/17/2019   Common Stock   11000     11000   D    
Stock Appreciation Rights (SAR)   $37.00                   (4) 8/19/2021   Common Stock   5250     5250   D    

Explanation of Responses:
( 1)  Reflects all 401K/ISOP/ESOP allocations and dispositions since the filing of the reporting person's last ownership report.
( 2)  The stock option becomes exercisable in four annual installments commencing two years after the date of grant.
( 3)  The stock option becomes exercisable in six annual installments commencing two years after the date of grant.
( 4)  Stock Appreciation Rights (SARs) were granted pursuant to the Tompkins Financial Corporation 2009 Equity Plan. SARs have a seven year vesting schedule with 0% vesting in year one, 17% vesting in years two through six, and 15% vesting in year seven. When exercised, the SARs will be settled in Common Stock of the Company. The grant will expire ten years from the date of the grant.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director 10% Owner Officer Other
BOYCE DAVID S
TOMPKINS FINANCIAL CORPORATION
P O BOX 460
ITHACA, NY 14851


EVP, Pres. & CEO Tompkins Ins.

Signatures
/s/ David S. Boyce 1/24/2013
** Signature of Reporting Person Date


Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.
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