Pagaya Raises $1 Billion Across Two New Personal Loan and Auto ABS Deals, Signaling Strong Capital Markets Demand
06 November 2024 - 2:30PM
Business Wire
- $800 Million AAA-Rated Personal Loan and $200 Million AA-Rated
Auto Loan Asset Backed Securitizations, with $5.5 Billion raised
across all ABS transactions year-to-date
- Pagaya remains the #1 personal loan ABS issuer in the U.S.
Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the
Company”), a global technology company delivering AI-driven product
solutions for the financial ecosystem, today announced the closing
of PAID 2024-10 and RPM 2024-3, totaling $1 billion in size across
both deals. This represents the Company’s fourth AAA-rated personal
loan ABS transaction and its first AA-rated auto ABS
transaction.
A total of 28 unique investors participated across these two
transactions, the majority of which were repeat investors. The deal
was substantially oversubscribed, reflecting continued strong
investor demand for Pagaya’s robust, AI-enabled consumer credit
assets.
Pagaya continues to meet the needs of prominent financial
institutions and deliver efficient, fit-for-market structures
across the financial ecosystem. Qualified institutional buyers
purchased notes backed by personal and auto loans that will be
originated by Pagaya's lending partners on Pagaya’s AI-powered
network.
Pagaya has raised more than $25.2 billion over 62 ABS
transactions since 2018 across multiple products. Pagaya remains
the number one personal loan ABS issuer by issuance size in the
U.S., solidifying its reputation as the benchmark issuer of this
product.
“Our unique ability to deliver diverse, AI-driven assets at
scale, coupled with a robust lending partner pipeline is more
prevalent than ever,” said Ralph L. Leung, Chief Operating Officer
and Chief Commercial Officer for Pagaya. "As funding markets
continue to improve and our deals continue to perform, we are
executing at lower spreads with lower overall risk retention
requirements.”
About Pagaya Technologies
Pagaya (NASDAQ: PGY) is a global technology company making
life-changing financial products and services available to more
people nationwide, as it reshapes the financial services ecosystem.
By using machine learning, a vast data network and an AI-driven
approach, Pagaya provides comprehensive consumer credit and
residential real estate products for its partners, their customers,
and investors. Its proprietary API and capital solutions integrate
into its network of partners to deliver seamless user experiences
and greater access to the mainstream economy. Pagaya has offices in
New York and Tel Aviv. For more information, visit pagaya.com.
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