Nashville Bank & Trust Reports First Quarter 2013 Results
18 April 2013 - 3:00PM
Business Wire
NBT Holdings Inc. (OTC Markets: NBTH), a bank holding company
and the parent of Nashville Bank & Trust Company, reported
consolidated net income of $741,000 for the first quarter of 2013,
a 28 percent increase compared with $580,000 for the first quarter
of 2012. Earnings per fully diluted share for the quarter ending
March 31, 2013 totaled $0.32 versus $0.25 for the same period in
2012.
At March 31, 2013, the company reported total assets of $302.7
million, a 21 percent increase from March 31, 2012. Over the same
period, deposits increased 25 percent to $255.4 million, while
total loans grew 11% to $187.4 million. At March 31, 2013, the
Bank’s Tier 1 leverage ratio was 9.68%.
Non-interest income for the first quarter of 2013 was
$1,368,000, compared to $1,073,000 for the same period in 2012, an
increase of 27 percent.
Tangible Book Value per share at March 31, 2013 was $13.11
compared to $11.77 at the same time a year ago.
“We continued to grow our earnings in the first quarter of
2013,” said Tom Stumb, CEO of Nashville Bank & Trust. “Asset
quality remains very strong and we are growing the assets in our
Wealth Management business. Interest income growth will be
challenging in the current rate environment, but we are controlling
expenses, delivering high quality customer service, and mitigating
rate pressure.”
A full-service bank and wealth management company, Nashville
Bank & Trust services include personal and business loans,
depository accounts, wealth management and trust services.
Personal, expert service is the bank’s hallmark. Customers benefit
from direct contact with senior-level, experienced bank executives
who have decision-making authority and a full understanding of the
local community and the client’s relationship with the bank.
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