FORM 4
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).         
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
                                                                                  
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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

HUSTON JAMES 		2. Issuer Name and Ticker or Trading Symbol

CAMCO FINANCIAL CORP [ CAFI ] 		5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

__ X __ Director                      _____ 10% Owner
__ X __ Officer (give title below)      _____ Other (specify below)
President/CEO
(Last)          (First)          (Middle)

5533 STILLWATER AVENUE 		3. Date of Earliest Transaction (MM/DD/YYYY)

2/6/2014
(Street)

WESTERVILLE, OH 43082
(City)        (State)        (Zip)
4. If Amendment, Date Original Filed (MM/DD/YYYY)

 
6. Individual or Joint/Group Filing (Check Applicable Line)

_ X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3) 		2. Trans. Date 2A. Deemed Execution Date, if any 3. Trans. Code
(Instr. 8) 		4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4) 		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock   2/6/2014     A    57084   (1) A $0.00   816972   D    
Common Stock   2/6/2014     F    10005   (2) D $6.37   806967   D    
Common Stock                  222910   I   By 401(K) Plan  
Common Stock                  1400   I   By Minor Child  
Common Stock                  6064   I   Trust with Minor Child  

Table II - Derivative Securities Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 3) 		2. Conversion or Exercise Price of Derivative Security 3. Trans. Date 3A. Deemed Execution Date, if any 4. Trans. Code
(Instr. 8) 		5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		6. Date Exercisable and Expiration Date 7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4) 		8. Price of Derivative Security
(Instr. 5) 		9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Common Stock Warrants (Right to Buy)   $2.10                    11/7/2012   11/6/2017   Common Stock   102723     102723   I   By 401(K) Plan  
Common Stock Warrants (Right to Buy)   $2.10                    11/7/2012   11/6/2017   Common Stock   171429     171429   D    
Common Stock Warrants (Right to Buy)   $2.10                    11/7/2012   11/6/2017   Common Stock   3032     3032   I   Trust with Minor Child  
Common Stock Warrants (Right to Buy)   $2.10                    11/7/2012   11/6/2017   Common Stock   600     600   I   By Minor Child  
Stock Option   $2.15                    2/18/2011   (3) 2/18/2021   Common Stock   24279     26566   D    
Stock Option   $2.15                    2/18/2011   (3) 2/18/2021   Common Stock   31142     10382   D    
Stock Option   $2.51                    2/26/2010   (3) 2/26/2020   Common Stock   131632     32909   D    

Explanation of Responses:
( 1)  Award represents a grant of restricted stock pursuant to the Camco Financial Corporation 2013 Equity Plan. From this award, 50% of the stock vests immediately, and the remaining 50% will vest upon certification of the 2014 financial results, subject to the terms of an award agreement.
( 2)  Shares forfeited for tax purposes, for shares vested and valued at closing price on February 6, 2014 with a value of $63,731.85.
( 3)  20% exercisable on date of grant. Additional 20% exercisable each anniversary date thereafter.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director 10% Owner Officer Other
HUSTON JAMES
5533 STILLWATER AVENUE
WESTERVILLE, OH 43082 		X
President/CEO

Signatures
/s/Kristina K. Tipton, POA for James E. Huston 2/21/2014
** Signature of Reporting Person Date


Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.
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