JHFT John Hancock Financial Trends Fund - Closed End Fund (MM)

Item 1. SECURITY AND ISSUER
This Schedule 13D Amendment #3 relates to the shares of John Hancock Financial Trends Funds Inc ("JHFT").The principal executive offices of JHFT are located at 601 Congress Street, Boston, MA 02210.

Item 2. IDENTITY AND BACKGROUND
This statement is filed on behalf of Schultz Investment Advisors, Inc. 160 E Grand River Road, Suite B, Williamston, MI 48895 (514) 347-2700.

Schultz Investment Advisors, Inc. is a registered investment advisor. Scott T. Schultz is Chairman of Schultz Investment Advisors, Inc.

Pursuant to a proceeding by the Securities and Exchange Commission ("SEC"), an Offer of Settlement by Schultz Investment Advisors, Inc. and Scott Schultz (together, "Schultz"), a Consent by Schultz to the entry of an Order as set forth in the Offer, and acceptance by the SEC of the Offer of Settlement, Schultz is subject to an Order, which contains findings that Schultz neither admits nor denies. Please refer to
http://www.sec.gov/litigation/admin/33-8650.pdf.

Mr. Schultz is a U.S. citizen.

ITEM 3. SOURCE AND AMOUNT OF FUNDS AND OTHER CONSIDERATIONS
Schultz Investment Advisors, Inc. has accumulated shares of the Issuer on behalf of accounts that are managed by them. All funds that have been utilized to purchase such shares are from such accounts.

ITEM 4. PURPOSE OF TRANSACTION

The filing persons own 4.78% of the issuer's outstanding shares. In light of its small size and the persistent double digit discount of its shares to their net asset value, the filing persons have concluded that it is appropriate for the issuer's board of trustees to consider alternatives designed to afford shareholders an opportunity to realize net asset value, and have communicated such to the issuers board. However, recent concerns in the financial industry have caused filing person to reevaluate its holdings on behalf of its clients, and maintain a lesser position of this holding at this time.

ITEM 5. INTEREST IN SECURITIES OF THE ISSUER
a. As per the semi-annual report for the period ending June 30, 2005 filed on September 6, 2005 there were 3,986,504 shares outstanding. The percentage set forth in this item (5a) was derived using such number.

Schultz Investment Advisors, Inc. has the authority to dispose of 190427 shares of JHFT or 4.78% of the outstanding shares.

b. Schultz Investment Advisors, Inc. has shared dispositive power over 0 shares.

c. During the last sixty days the following shares of common stock were purchased or sold:

Trade
Date Activity Quantity Price

8/21/2007 sell 100 17.060
9/4/2007 sell 892 17.558
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/12/2007 sell 1000 17.042
9/13/2007 sell 513 17.106
9/13/2007 sell 588 17.106
9/13/2007 sell 634 17.106
9/13/2007 sell 401 17.106
9/13/2007 sell 1238 17.106
9/13/2007 sell 446 17.106
9/13/2007 sell 516 17.106
9/13/2007 sell 2295 17.106
9/13/2007 sell 419 17.106
9/13/2007 sell 673 17.106
9/13/2007 sell 528 17.106
9/13/2007 sell 299 17.200
9/13/2007 sell 889 17.106
9/13/2007 sell 3360 17.106
9/14/2007 sell 565 17.122
9/14/2007 sell 545 17.122
9/14/2007 sell 479 17.122
9/14/2007 sell 2917 17.122
9/14/2007 sell 826 17.122
9/14/2007 sell 355 17.122
9/14/2007 sell 594 17.122
9/14/2007 sell 4848 17.122
9/14/2007 sell 2314 17.122
9/14/2007 sell 789 17.122
9/14/2007 sell 677 17.122
9/14/2007 sell 292 17.122
9/18/2007 sell 614 17.188
9/18/2007 sell 593 17.188
9/18/2007 sell 2869 17.188
9/18/2007 sell 660 17.188
9/18/2007 sell 162 17.188
9/18/2007 sell 50 17.188
9/18/2007 sell 1722 17.188
9/18/2007 sell 2618 17.188
9/18/2007 sell 818 17.188
9/18/2007 sell 2597 17.188
9/18/2007 sell 3169 17.188
9/18/2007 sell 179 17.188
9/18/2007 sell 898 17.188
9/18/2007 sell 674 17.188
9/18/2007 sell 1311 17.188
9/18/2007 sell 535 17.188
9/18/2007 sell 386 17.188
9/18/2007 sell 646 17.188
9/18/2007 sell 5267 17.188
9/18/2007 sell 2514 17.188
9/18/2007 sell 2741 17.188
9/18/2007 sell 857 17.188
9/18/2007 sell 528 17.188
9/18/2007 sell 1709 17.188
9/18/2007 sell 123 17.188
9/18/2007 sell 1061 17.188
9/18/2007 sell 122 17.188
9/18/2007 sell 318 17.188
9/18/2007 sell 2259 17.188
9/20/2007 sell 500 17.650

In addition, certain clients of Schultz Investment Advisors, Inc.
have elected to exit the group.

d. Beneficiaries of accounts managed by Schultz Investment Advisors, Inc. are entitled to receive any dividends or sales proceeds.

e. N/A

ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT TO SECURITIES OF THE ISSUER.

None.

ITEM 7. MATERIAL TO BE FILED AS EXHIBITS
None.

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

John Hancock Financial Trends Fund - Closed End Fund (MM) (NASDAQ:JHFT)
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