Granite Mortgages 02-1 PLC

RE: GRANITE MORTGAGES 02-1 PLC
    GBP 22,500,000.00
    MATURING: 21/Apr/2042
    ISSUE DATE: 20/Mar/2002
    ISIN: XS0144806253

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20/Oct/2005 TO 20/Jan/2006 HAS BEEN FIXED AT 5.891250 PCT

DAY BASIS 92/365

INTEREST PAYABLE VALUE 20/Jan/2006 WILL AMOUNT TO:
GBP 148.49 PER GBP 10,000.00 DENOMINATION
GBP 1,484.92 PER GBP 100,000.00  DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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