RAMS Mortgage Securities

As Agent Bank, please be advised of the following rate determined on:19-Apr-2006

Issue               : RAMS Mortgage Securities Pty Limited - Class 1 - A - Reg S
                      EUR 750,000,000 Mortgage Backed FRN due 21 Jul 2035
ISIN Number         : XS0191114155
Common Code/
144A ISIN           : 19111415
Issue Nomin     EUR : 750,000,000.00
Period              : 21-Apr-2006 to 21-Jul-2006       Payment Date 21-Jul-2006
Number of Days      : 91
Rate                : 2.96
Denomination    EU  : 340,016.50
Amount Payable 
per Denomination    : 2,561.27

Institutional       Telephone   44(0) 1202 34 1286
Trust Services      Facsimile   44(0) 1202 34 1267

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