NIBC Bank N.V.



Re:  N.I.B.C Bank N.V.
     EUR 800,000,000.00
     MATURING: 05-Feb-2012
     ISIN: XS0285176706

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
05-Aug-2008 TO 05-Nov-2008 HAS BEEN FIXED AT 5.168000 PCT

DAY BASIS: ACTUAL/360

INTEREST PAYABLE VALUE 05-Nov-2008 WILL AMOUNT TO:
EUR 13.21 PER EUR 1,000.00 DENOMINATION
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