Bradford & Bingley plc


RE: BRADFORD & BINGLEY PLC
    GBP 5,500,000.00
    MATURING: 22-Dec-2010
    ISSUE DATE: 30-Dec-2004
    ISIN: XS0209198174

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
22-Jun-2007 TO 24-Sep-2007 HAS BEEN FIXED AT 6.149380 PCT

DAY BASIS 94/365

INTEREST PAYABLE VALUE 24-Sep-2007 WILL AMOUNT TO:
GBP 158.37 PER GBP 10,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855
FAX: 44 20 7508 3866
Email: rate.fixing@citigroup.com
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