Shore Community Bank Announces Stock Dividend TOMS RIVER, N.J., Nov. 1 /PRNewswire-FirstCall/ -- The Board of Directors of Shore Community Bank (OTC:SHRC) (BULLETIN BOARD: SHRC) , declared a 10% stock dividend payable November 26, 2004 to shareholders of record November 15, 2004. A public auction of the fractional shares will be held on Tuesday, November 30, 2004, 10:00 a.m. at the Bank's Main Office located at 1216 Route 37, Toms River, New Jersey. This is the sixth consecutive stock dividend paid to shareholders since the Bank's inception in February 1997. Shore Community Bank is traded on the Over the Counter Bulletin Board (OTCBB) under the symbol SHRC. Shore Community Bank is a New Jersey State Chartered commercial bank located in Toms River, NJ. The Bank operates four offices in Dover Township, Ocean County, NJ. DATASOURCE: Shore Community Bank CONTACT: Robert T. English, Executive Vice President, CFO/COO of Shore Community Bank, +1-732-573-1300 Web site: http://www.shorecommunitybank.com/

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